In Vermont, you may choose the following federal exemptions as opposed to the Vermont exemptions. Married couples may double all exemptions.
| ASSET | EXEMPTION DESCRIPTION | LAW SECTION (11 USC § 522) |
| Homestead | Real property, including co-op or mobile home, to $17,450; unused portion of homestead to $8,725 may be applied to any property | (d)(1) |
| Insurance | Disability, illness or unemployment benefitsLife insurance payments for persons who depend on debtor, needed for supportLife insurance policy with loan value, in accrued dividends or interest, to $9,300Unmatured life insurance contract, except credit insurance policy | (d)(10)(C)(d)11)(C)(d)(8)(d)(7) |
| Miscellaneous | Alimony, child support needed for support | (d)(10(D) |
| Pensions | ERISA-qualified benefits needed for support | (d)(10)(E) |
| Personal property | Animals, crops, clothing, appliances, books, furnishings, household goods, musical instruments to $425 per item, $9,300 totalHealth aidsJewelry to $1,150Lost earnings paymentsMotor vehicle to $2,775Personal injury recoveries to $17,425 (not to include pain and suffering or pecuniary loss)Wrongful death recoveries for person debtor depended on | (d)(3)(d)(9)(d)(4)(d)(11)(E)(d)(2)(d)(11)(D)(d)(11)(B) |
| Public benefits | Crime victims’ compensationPublic assistanceSocial SecurityUnemployment compensationVeterans’ benefits | (d)(11)(A)(d)(10)(A)(d)(10)(A)(d)(10)(A)(d)(10)(A) |
| Tools of trade | Implements, books & tools of trade to $1,750 | (d)(6) |
| Wages | NONE | |
| WILD CARD | $925 of any propertyUp to $8,725 of unused homestead exemption, for any property | (d)(5)(d)(5) |
